The most valuable asset in any organisation is its cash at bank. The second is its reputation. We all use the same technology and are equally vulnerable to a new generation of automated cyber attacks using "non-malware", legitimate code such as JavaScript, injected by hackers to capture banking credentials. The undetectable code records everything  & can trick users into revealing their banking Fob or SMS text.  The delay caused when banks investigate cyber heists cripples cash flow, destroying businesses and reputations.